The sunlight through the window does not stimulate vitamin D synthesis in the skin.
Sunlight and Vitamin D (PubMed):
Since glass absorbs all UVB radiation, exposure of the skin to
sunlight that passes through glass, plexiglass, and plastic will not
result in any production of vitamin D3 in the skin.
The sunlight reflected from the surfaces, especially snow, can contribute to vitamin D synthesis in the skin.
Vitamin D status and sun exposure in India (PubMed):
The geophysical parameters like...surface albedo (the fraction of
light reflected from earth’s surface)...affect vitamin D3 production
in the human body.
Who, what, where and when—influences on cutaneous vitamin D synthesis (Progress in Biophysics and Molecular Biology)
This process becomes significant if surface albedo is high, e.g. if
covered with fresh snow (albedo ~90%)...With the exception of snow,
most natural surfaces have a low albedo in the UV, of the order 5% for
vegetation, 10% for soils and rocks, and up to 20% for dry sand, the
same as some concretes and cement...
and (Research Gate)
3-5% for water